For anyone looking to protection their income against accident or illness.

• benefit in the event of loss of income due to total temporary or permanent inability to work as a result of illness or accident
• benefit in the event of death as a result of an accident
• benefit in the event of disablement
• many additional coverage options (eg. Hospital benefits, permanent health damage, additional costs due to diability, funeral expenses)

• GBP 2,000,000 or currency equivalent
• The sum insured should be related to the earnings and financial status of the Insured. The maximum amount of benefits payable is dependent on the total revenues generated by the Insured personally due to his work in his profession within the last 12 months before the conclusion of the insurance.

• quick access to offers for high limits
• an extensive selection of options that allows for the creation of a policy suitable for the needs of each client

• doctors and dentists

• benefit in the event of loss of income due to total temporary or permanent inability to work as a result of illness or accident
• benefit in the event of death as a result of an accident
• benefit in the event of disablement
• benefit in the event of HIV virus or viral hepatitis virus infection
• many additional coverage options (eg. Hospital benefits, permanent health damage, additional costs due to diability, funeral expenses)

• GBP 2,000,000 or currency equivalent
• The sum insured should be related to the earnings and financial status of the Insured. The maximum amount of benefits payable is dependent on the total revenues generated by the Insured personally due to his work in his profession within the last 12 months before the conclusion of the insurance.

• quick access to offers for high limits
• There is no medical questionnaire to complete or medical examination before concluding the agreement. However please note that illnesses with symptoms that occured before the concluding of the insurance contract, as well as mental and nervous diseases, venereal diseases and and HIV-related diseases are excluded. We do however offer a Needle Stick insurance as an add on for professions with HIV/Hepatatis exposure.
• an extensive selection of options that allows for the creation of a policy suitable for the needs of each client

• Individuals wishing to financially protect their estate in the event of their death, to secure a loan, to protect shareholders, and protect funds against inheritance tax

• protective Life Insurance (not associated with any investment products)
• only in the event of death
• up to 10 years of insurance coverage

• GBP 2,000,000 or currency equivalent
• The sum insured should be related to the earnings and financial status of the Insured.

• quick access to offers of high limits
• clear scope of coverage
• only two exclusions: active participation in war, and suicide of the Insured within twenty-four months from the incpetion date of the Insurance agreement

• Entrepreneurs and independent professionals (architects, construction engineers, auditors, accountants, doctors, dentists, tax advisers, patent attorneys, lawyers, legal advisers, bailiffs, nurses and midwives, drivers, artisans, pharmacists, sailors), individuals employed on a full-time basis

• Benefit payable following 30 days’ survival from first diagnosis of a defined critical illness
• Critical Illnesses covered: malignant cancer, heart attack, kidney failure, multiple sclerosis, stroke, coronary heart disease, organ transplant of kidney, heart, lung, pancreas, allogeneic bone marrow.
• The policy is subject to a 90 day grace period from inception of first-year policy or if period break between policies

• GBP 2,000,000 or currency equivalent

• Disappearing pre-existing condition clause
• Clear scope of coverage

• Members of the management of all joint-stock companies and limited liability companies from all industries, including the investment industry, construction industry, technology industry, as well as cooperatives, therapeutic entities, foundations, associations, including start up companies.

Corporate Management Liability Insurance

• Clause A – Directors’ and Officers’ Liability
• Clause B – Company Reimbursement
• Clause C – Employment Entity Liability
• Clause D – Entity Cover of Defence Costs
• Clause E – Fiduciary and Employee Benefits Liability
• Clause F - Securities Entity liability
• Clause G – Loss of Data and Documents

List of extensions:

• Management of an Outside Company
• Costs of investigation
• Defence Costs incurred in relation to personal injuries and/or property damages
• Costs of defence of the reputation of a Director or Officer or the Company
• Protection of assets and expenses required for avoiding imprisonment
• Fines and civil or administrative penalties
• Costs of psychological support of a Director and Officer
• Expenses related to participation of the Director and Officer in official hearings and/or court proceedings
• Costs of Critical Company Event
• Surplus Defence Costs for Directors and Officers
• Extended limitation of liability for members of managing bodies of the Company

• GBP 20,000,000 or currency equivalent

• quick access to offers of high limits
• the scope of coverage appropriate for each activity
• a wide set of additional coverages

• Professional Sports individuals and associations

• benefit in the event of loss of income due to total temporary or permanent inability to play your professional sport as a result of illness or accident
• benefit in the event of death as a result of an accident
• benefit in the event of disablement
• many additional coverage options (eg. Hospital benefits, permanent health damage, additional costs due to disability, funeral expenses)

• Up to GBP 5,000,000 or currency equivalent
• The sum insured should be related to the earnings and financial status of the Insured. The maximum amount of benefits payable is dependent on the total revenues generated by the Insured personally due to his professional sports activities within the last 12 months before the conclusion of the insurance.

• quick access to offers of high limits
• Coverage specifically designed for professional sports players
• Medical underwriting on pre-existing conditions