For anyone looking to protection their income against accident or illness.
Scope of protection
benefit in the event of loss of income due to total temporary or permanent inability to work as a result of illness or accident
benefit in the event of death as a result of an accident
benefit in the event of disablement
many additional coverage options (e.g. Hospital benefits, permanent health damage, additional costs due to disability, funeral expenses)
Limits
GBP 2,000,000 or currency equivalent
The sum insured should be related to the earnings and financial status of the Insured. The maximum amount of benefits payable is dependent on the total revenues generated by the Insured personally due to his work in his profession within the last 12 months before the conclusion of the insurance.
Advantages
quick access to offers for high limits
an extensive selection of options that allows for the creation of a policy suitable for the needs of each client
Leadenhall Medica
For whom
doctors and dentists
Scope of protection
benefit in the event of loss of income due to total temporary or permanent inability to work as a result of illness or accident
benefit in the event of death as a result of an accident
benefit in the event of disablement
benefit in the event of HIV virus or viral hepatitis virus infection
many additional coverage options (e.g. Hospital benefits, permanent health damage, additional costs due to disability, funeral expenses)
Limits
GBP 2,000,000 or currency equivalent
The sum insured should be related to the earnings and financial status of the Insured. The maximum amount of benefits payable is dependent on the total revenues generated by the Insured personally due to his work in his profession within the last 12 months before the conclusion of the insurance.
Advantages
quick access to offers for high limits
There is no medical questionnaire to complete or medical examination before concluding the agreement. However please note that illnesses with symptoms that occurred before the concluding of the insurance contract, as well as mental and nervous diseases, venereal diseases and HIV-related diseases are excluded. We do however offer a Needle Stick insurance as an add on for professions with HIV/hepatitis exposure.
an extensive selection of options that allows for the creation of a policy suitable for the needs of each client
Term Life
For whom
Individuals wishing to financially protect their estate in the event of their death, to secure a loan, to protect shareholders, and protect funds against inheritance tax
Scope of protection
protective Life Insurance (not associated with any investment products)
only in the event of death
Limits
GBP 2,000,000 or currency equivalent
The sum insured should be related to the earnings and financial status of the Insured.
Advantages
quick access to offers of high limits
clear scope of coverage
only two exclusions: active participation in war, and suicide of the Insured within twenty-four months from the inception date of the Insurance agreement
Critical Illness
For whom
Entrepreneurs and independent professionals (architects, construction engineers, auditors, accountants, doctors, dentists, tax advisers, patent attorneys, lawyers, legal advisers, bailiffs, nurses and midwives, drivers, artisans, pharmacists, sailors), individuals employed on a full-time basis
Scope of protection
Benefit payable following 30 days’ survival from first diagnosis of a defined critical illness
Critical Illnesses covered: malignant cancer, heart attack, kidney failure, multiple sclerosis, stroke, coronary heart disease, organ transplant of kidney, heart, lung, pancreas, allogeneic bone marrow.
The policy is subject to a 90 day grace period from inception of first-year policy or if period break between policies
Limits
GBP 2,000,000 or currency equivalent
Advantages
Disappearing pre-existing condition clause
Clear scope of coverage
Specialized insurance
Management Liability including Director's & Officer's Liability
For whom
Members of the management of all joint-stock companies and limited liability companies from all industries, including the investment industry, construction industry, technology industry, as well as cooperatives, therapeutic entities, foundations, associations, including start up companies.
Scope of protection
Corporate Management Liability Insurance
Clause A – Directors’ and Officers’ Liability
Clause B – Company Reimbursement
Clause C – Employment Entity Liability
Clause D – Entity Cover of Defence Costs
Clause E – Fiduciary and Employee Benefits Liability
Clause F - Securities Entity liability
Clause G – Loss of Data and Documents
List of extensions:
Management of an Outside Company
Costs of investigation
Defence Costs incurred in relation to personal injuries and/or property damages
Costs of defence of the reputation of a Director or Officer or the Company
Protection of assets and expenses required for avoiding imprisonment
Fines and civil or administrative penalties
Costs of psychological support of a Director and Officer
Expenses related to participation of the Director and Officer in official hearings and/or court proceedings
Costs of Critical Company Event
Surplus Defence Costs for Directors and Officers
Extended limitation of liability for members of managing bodies of the Company
Limits
GBP 20,000,000 or currency equivalent
Advantages
quick access to offers of high limits
the scope of coverage appropriate for each activity
a wide set of additional coverages
Sports Personal Accident
For whom
Professional Sports individuals and associations
Scope of protection
benefit in the event of loss of income due to total temporary or permanent inability to play your professional sport as a result of illness or accident
benefit in the event of death as a result of an accident
benefit in the event of disablement
many additional coverage options (e.g. Hospital benefits, permanent health damage, additional costs due to disability, funeral expenses)
Limits
Up to GBP 5,000,000 or currency equivalent
The sum insured should be related to the earnings and financial status of the Insured. The maximum amount of benefits payable is dependent on the total revenues generated by the Insured personally due to his professional sports activities within the last 12 months before the conclusion of the insurance.
Advantages
quick access to offers of high limits
Coverage specifically designed for professional sports players
Medical underwriting on pre-existing conditions
International Motor insurance
International Motor
For whom
We provide expert loss and damage motor insurance for those living and working overseas, which is not limited to UK license holders.
Our insurance is designed to meet the needs of non-governmental organisations, charities, diplomats, aid agencies, multinational companies, international schools and expatriates, although this list is not exhaustive.
Scope of protection
Single car to a fleet of vehicles, for minor accidental damage to more serious situations such as terrorism, hijacking and natural disasters.
We are unable to provide Third Party Liability cover.
Advantages
Our products are available in every country around the globe (excluding USA and Canada), including high-risk areas and developing countries.
We pride ourselves on our superior claims service. Should the worst happen, we have a straightforward claims procedure and a network of agents worldwide to assist you.
Claims Procedure
In the event of an incident likely to result in a claim, a Claim Form below should be completed and emailed to motorclaims@leadenhall-eu.com or posted to us immediately. We will respond without delay.
We deal with all claims from London and have Lloyd’s agents and a network of associates who are able to assist with claims locally.
In the event of minor incidents, self-authorisation may be given for temporary or complete repairs where the cost does not exceed GBP 750.
Wherever possible, we require two repair estimates. In most instances, subject to receiving all necessary information, we can authorise repairs by return. From experience, where repairs can be carried out locally, we recommend that you give your own instructions to the repairers. We will then reimburse you less the policy excess (deductible).
The repatriation cost of a vehicle after an accident to the nearest competent repairer or safe storage, up to a maximum of GBP 500, is also covered under this insurance.
If a vehicle is severely damaged, or stolen, we will require a police report. Please note, in respect of total loss claims, we require sight of the purchase invoice/receipt for the vehicle.